Access to and use of the Pacifica Wealth Advisors, Inc. site ("Pacifica site") are subject to the following terms, conditions, and notices ("Terms and Conditions"). By using the Pacifica site, you are agreeing to the following terms, conditions and notices without modification. If you do not agree to these terms, you should not access or use the Pacifica site.
Pacifica may change these Terms and Conditions or terminate your access to the Pacifica site without notice or cause at its sole discretion. It is your responsibility to periodically check these Terms and Conditions for modifications governing your use of the Pacifica site. If you violate any of these Terms and Conditions, your permission to use or access the Pacifica site shall terminate and you must immediately destroy and copies you have made of any material from the Pacifica site.
You may only access the information provided on the Pacifica site manually by request and not through a computer program(s) by macro, bot, or other automated means, without the express prior written consent of Pacifica (and which consent may be withheld at Pacifica's sole discretion). You agree not to alter the presentation, reproduce, retransmit, disseminate, sell, distribute, publish, broadcast, circulate, or commercially exploit the information contained in the Pacifica site in any manner without the express prior written consent of Pacifica (which consent may be withheld in Pacifica's sole discretion). You shall not use the information contained in the Pacifica site for any unlawful purpose. In addition, you agree not to hack, attack, damage or send repeated communications to the Pacifica site in a manner that is illegal or likely to contaminate, disrupt, destroy, or interrupt the service or content available on the Pacifica site or other users' computers. You are prohibited from breaching the security of the Pacifica site or otherwise wrongfully accessing, using, or modifying the information of our clients.
The Pacifica web site is for informational purposes only and does not constitute a complete description of Pacifica’s services or performance. This web site is in no way a solicitation or offer to purchase or sell securities or other investment products or services except, where applicable, in states where Pacifica is registered to conduct such business or where an exemption from such registration exists. Any opinions or recommendations included in information supplied by providers of content within the Pacifica site ("Providers") are solely those of the Providers and are not the opinions or recommendations of Pacifica. Information contained on the Pacifica web site, whether stock quotes, charts, articles, calculations, or any other statements regarding markets, investments or other financial information, is obtained from sources that Pacifica and its Providers believe are reliable, but Pacifica and its Providers do not warrant or guarantee the timeliness or accuracy of any such information. Nothing on the Pacifica web site should be interpreted to state or imply that past results are an indication of future performance, nor should any of the information contained on the Pacifica web site be construed as financial or investment advice on any subject matter.
You are solely responsible for conducting your own research and making your own decisions in all matters relating to the content provided within and from the Pacifica site. Pacifica, its affiliated and related companies, and its Providers, expressly disclaim any and all liability in connection with actions taken or not taken based on any or all of the information available on the Pacifica web site, including, but not limited to, legal, tax, or accounting advice or advice regarding the suitability or profitability of a security or investment. The information contained in the Pacifica site should not be relied upon for preparing tax returns or making investment decisions. You are responsible for making decisions on these matters yourself.
Assumed rates of return are for illustration purpose only and are not to be taken as guaranteed projections of actual returns for any recommended investment opportunity. The actual application of some of these concepts may constitute the practice of law and/or tax advice and is the proper responsibility of your attorney or accountant.
Nothing on the Pacifica site shall be construed as granting you any license or other rights to the intellectual property of Pacifica or its Providers.
The placement of logos or trademark names on the Pacifica site is in no way an endorsement of those companies or their products and services.
Pacifica uses its reasonable efforts to, and believes that the Providers use their reasonable efforts to, provide reliable information for the Pacifica site. However, Pacifica does not guarantee the timeliness, sequence, veracity, accuracy, adequacy, or completeness of such content.
THE PACIFICA SITE IS PROVIDED "AS IS" AND AS AVAILABLE AND IS SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE. PACIFICA AND ITS PROVIDERS MAKE NO EXPRESS, STATUTORY, OR IMPLIED WARRANTIES REGARDING THE SITE OR THE CONTENT THEREIN AND ACCESSIBLE THEREFROM, AND SPECIFICALLY DISCLAIMS ANY WARRANTY REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, UNINTERRUPTED USE OF OR TIMELINESS OF CONTENT AND SERVICES WITHIN OR LINKED TO THE PACIFICA SITE (INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE AND NON-INFRINGEMENT).
TO THE FULLEST EXTENT ALLOWED UNDER LAW, IN NO EVENT SHALL PACIFICA OR ANY PROVIDER BE LIABLE FOR DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, INCIDENTAL, OR OTHER TYPES OF INDIRECT DAMAGES (INCLUDING WITHOUT LIMITATION LOSS OF USE, DATA OR PROFITS) RELATING TO YOUR USE OF THE PACIFICA SITE, EVEN IF PACIFICA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND NO MATTER HOW CAUSED ON ANY THEORY OF LIABILITY, INCLUDING, WITHOUT LIMITATION, NEGLIGENCE.
The Pacifica web site contains links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by Pacifica of the contents on such third-party web sites. Pacifica is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party web sites. If you decide to access linked third-party web sites, you do so at your own risk.
You also understand that Pacifica cannot and does not guarantee or warrant that files available for downloading through the site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the site for the reconstruction of any lost data.
You agree to indemnify and hold Pacifica and its Providers harmless from any and all claims, liability, damages and/or costs (including but not limited to attorney's fees) arising from your use of the Pacifica site, your violation of these Terms and Conditions, your illegal conduct, or your infringement of the intellectual property or other property rights of any other person or entity.
These Terms and Conditions constitute the entire agreement between Pacifica and you and supersede all prior and contemporaneous agreements of the parties relating to the Pacifica site. If any provision of this is held to be unenforceable, then, such unenforceability shall not have any effect on any other provision of these Terms and Conditions, all of which shall remain in effect. Pacifica makes no representation or claim that any of the information or material on the Pacifica web site is appropriate or may be downloaded outside of the United States. Access to some or all of the information and/or material contained on the Pacifica web site may not be legal by certain persons and/or in certain countries. If you access the Pacifica web site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.
These Terms and Conditions are governed the laws of the state of California, without regard to its conflict of law principles. You agree to the personal and exclusive jurisdiction and venue of the courts located in Orange, California for any dispute relating to these Terms and Conditions or the Pacifica site.
All of the materials available on this site such as text, graphics, and images are the property of Pacifica or other providers of content and protected by the U.S. and various international copyright laws. You may download a copy of these materials or print them out, but only for your personal and non-commercial use. Otherwise, all copying, distribution, storing or transmission of the materials on the Pacifica web site is prohibited without the express written permission of the copyright owner. Unauthorized use of such material may violate copyright, trademark, or other laws. All Pacifica's logos, trademarks, and other marks that appear on the Pacifica site belong to Pacifica, or its affiliates, or other third parties and are protected under various U.S. and International trademark laws.
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9870 Research Drive
Irvine, CA 92618
Serving the retired and retiring in Orange County, CA with financial planning services for over 20 years.